Tips and Advice
Description of Activities
Your insurer covers only those activities which you declared on your original Proposal Form. You must advise us of all activities in which you participate or any additional ones you wish to include to ensure that adequate cover is effective.
Health and Safety
It is important that all adequate and appropriate safety measures have been put into place to ensure accidents are avoided.
In the event of a claim you may be called upon to confirm membership. You must ensure that you keep a record of all members past and present as this will be necessary in the event of a claim.
Insurers reserve the right to examine membership records. You must ensure that all accidents are recorded for reference in the event of a claim.